Occupy Wall Street

[jsence2]

If its important, you will make those sacrifices. If its not, then you didnt deserve it.

So because I am not willing to abandon the person who took care of me for 18 years and sacrificed HER military career to get us away from my father and protect me, in order for me to go "earn" or "find" my dream job.....I don't deserve it?

I'm sorry, I like you Gabe....but that's one of the most selfish and ignorant things I've ever read in my life. I've got nothing more to say on this topic, that kind of comment is one of the major reasons why this nation is in the situation it is today.

no, its called life.

you make choices and balance pro's and con's.

i had to move away from my parents, i moved to NYC, then Miami. i've missed alot of things in their lives, i miss my neice and nephew on a daily basis. but to me, helping support them and easing their mind after them raising me for 17 years is worth it.

i go see them when i can and i call constantly. its not ideal by any means... i feel guilty about it sometimes... but i've been able to bail them out of many difficult situations and with technology i probably see them via skype as much as i would if i lived in the same town. its a really hard decision i had to make. i always planned on making as much as i could now and then when they need me, i'd move back. thats the decision I made.

you have to make decisions in life, some are harder than others. but its never anyone elses fault... its always on you and there is always a solution.

And I don't disagree with you Dave; but to tell me that I don't DESERVE something because I'm not willing to be selfish and abandon the one person who got me to be a functioning adult is beyond messed up. My mom doesn't need financial support; she needs me to help do things for her and be there when she needs things done. That's not something I can do with money or Skype unfortunately so I have to choose to stay here or abandon her. To tell me that because I won't turn my back on her means I don't "deserve" my dream job (which I can't get because no professional teams are in my city) is pure crap.

[Shiftdnb]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

[ReignOnU]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

If you've paid your mortgage on time, this does not apply to you. If you haven't paid your mortgage on time, then it's your fault. See how that works?

[DRiccio21]

If its important, you will make those sacrifices. If its not, then you didnt deserve it.

So because I am not willing to abandon the person who took care of me for 18 years and sacrificed HER military career to get us away from my father and protect me, in order for me to go "earn" or "find" my dream job.....I don't deserve it?

I'm sorry, I like you Gabe....but that's one of the most selfish and ignorant things I've ever read in my life. I've got nothing more to say on this topic, that kind of comment is one of the major reasons why this nation is in the situation it is today.

no, its called life.

you make choices and balance pro's and con's.

i had to move away from my parents, i moved to NYC, then Miami. i've missed alot of things in their lives, i miss my neice and nephew on a daily basis. but to me, helping support them and easing their mind after them raising me for 17 years is worth it.

i go see them when i can and i call constantly. its not ideal by any means... i feel guilty about it sometimes... but i've been able to bail them out of many difficult situations and with technology i probably see them via skype as much as i would if i lived in the same town. its a really hard decision i had to make. i always planned on making as much as i could now and then when they need me, i'd move back. thats the decision I made.

you have to make decisions in life, some are harder than others. but its never anyone elses fault... its always on you and there is always a solution.

And I don't disagree with you Dave; but to tell me that I don't DESERVE something because I'm not willing to be selfish and abandon the one person who got me to be a functioning adult is beyond messed up. My mom doesn't need financial support; she needs me to help do things for her and be there when she needs things done. That's not something I can do with money or Skype unfortunately so I have to choose to stay here or abandon her. To tell me that because I won't turn my back on her means I don't "deserve" my dream job (which I can't get because no professional teams are in my city) is pure crap.

j, i don't think anyone means anything mean in their comments.

but with that said, if you can't get away from your family situation to create the wealth than, no, you don't deserve it. 'deserve' might be the wrong word, but you shouldn't have it. like reign keeps saying, this situations aren't easy, nobody said they were... but if you can't make the sacrifices, for whatever the reason, than you don't deserve it. as dick-headed as it might sound, it is what it is.

and you're basically calling me selfish in my decisions to leave my family. so easy on calling for pity and then throwing others under the bus. i made the decision that was best for me and my family and so should you.

[GeorgesGoons]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

I'm pretty sure every one of those cases had a missed payment or two. Not saying they should have been foreclosed on but they probably missed a payment so that does fall directly on them.

[GeorgesGoons]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

If you've paid your mortgage on time, this does not apply to you. If you haven't paid your mortgage on time, then it's your fault. See how that works?

You need to wait until I post from now on. It just looks like I am cosigning everything you say even though we are typing it at the same time and you just hit submit before I do.

[ReignOnU]

Sir, yes sir!

[jsence2]

No, I'm not calling you selfish. I'm saying that my mother gave up her career for me. For me to abandon her would be utterly selfish; to ask me to do that would be selfish as well.

Never once did I mean to imply that you were selfish for what you did. My mother needs me nearby and she sacrified for me, so yes....it would be selfish on my part. If you thought I was implying you were selfish then I apologize, was not saying anything like that.

I'm not saying I "deserve" wealth, and I took what he said as saying I didn't deserve a better job or a dream job because I wasn't willing to abandon people who needed me. If you want to say I can't earn that better job, then I can accept that. To say I don't deserve it is harsh and wrong IMO.

[ReignOnU]

No, I'm not calling you selfish. I'm saying that my mother gave up her career for me. For me to abandon her would be utterly selfish; to ask me to do that would be selfish as well.

Never once did I mean to imply that you were selfish for what you did. My mother needs me nearby and she sacrified for me, so yes....it would be selfish on my part. If you thought I was implying you were selfish then I apologize, was not saying anything like that.

I'm not saying I "deserve" wealth, and I took what he said as saying I didn't deserve a better job or a dream job because I wasn't willing to abandon people who needed me. If you want to say I can't earn that better job, then I can accept that. To say I don't deserve it is harsh and wrong IMO.

Using personal examples is tough, which is why I cautioned earlier not to do it... but I definitely don't mean anything specific to you by what I type, other than giving you take and how I'd likely handle it. Just to clarify.

If you read what you're writing above, you're making a choice. You're choosing not do whatever is necessary to provide for your immediate family (you/gf) and you're choosing to be loyal to your mother, therefore you're choosing to limit your own options. But as we've said, you ALWAYS have a choice and it's not always easy.

[Shiftdnb]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

I'm pretty sure every one of those cases had a missed payment or two. Not saying they should have been foreclosed on but they probably missed a payment so that does fall directly on them.

http://www.huffingtonpost.com/2011/02/1 ... 23768.html
http://www.stlforeclosuredefense.com/bl ... n-10232010
http://www.wilx.com/home/headlines/Holt ... 63048.html
http://www.givemebackmycredit.com/blog/ ... eless.html
http://www.msnbc.msn.com/id/40056344/ns ... reclosure/
http://www.blogforarizona.com/blog/2010 ... yment.html

[jsence2]

Shift, anything you post that has "Huffington Post" in the URL isn't going to get much credibility

Just saying man.

[brwnbear]

If its important, you will make those sacrifices. If its not, then you didnt deserve it.

So because I am not willing to abandon the person who took care of me for 18 years and sacrificed HER military career to get us away from my father and protect me, in order for me to go "earn" or "find" my dream job.....I don't deserve it?

I'm sorry, I like you Gabe....but that's one of the most selfish and ignorant things I've ever read in my life. I've got nothing more to say on this topic, that kind of comment is one of the major reasons why this nation is in the situation it is today.

Jsense, its a decision you own. You cant blame anyone else for not "earning" your dream job because you made the decision to not go after it. Forcing people like Dave to pay higher taxes or blaming others isnt going to fix your problems.

After my father was murdered, my mom made the decision to leave Mexico. She no longer felt safe, knowing that my Uncle (who was partially responsible for his death) had been associated with one of the, if not the most vicious drug cartels in Mexico. It wasnt "easy" to leave her mom and dad, her 8 brothers and sisters, and her two kids, but she knew she had to make sacrifices to make things better. So she quit her job as treasurer of a bank, got a work permit and left me and my sister with uncles and aunts for two years. Once she had enough money, working 2 jobs, and making pins in her free time she was able to get a visa for me and my sister. We lived in one bedroom (not in a one bedroom apartment, a 12" by 12" bedroom) for 2 years so she could go to school and get a degree in a field that would hire her. She even saved up enough money to afford a lawyer so me and my sister can become citizens.

I am not being selfish when I tell you that sacrifices need to be made. My mom gave up 6 years of being with her children to provide for us. When I started my practice after school and 1 week before getting married, I was bringing home $450 per month, working 14 hour days 6 days a week. I sacrificed a lot of time with my wife to do so. But it was my decision and I realize that my success and failures are mine and mine alone.

[Shiftdnb]

Shift, anything you post that has "Huffington Post" in the URL isn't going to get much credibility

Just saying man.

http://www.sfexaminer.com/topics/todd-parker (same people for those that are allergic to huffpo)

[DRiccio21]

I'm not saying I "deserve" wealth, and I took what he said as saying I didn't deserve a better job or a dream job because I wasn't willing to abandon people who needed me. If you want to say I can't earn that better job, then I can accept that. To say I don't deserve it is harsh and wrong IMO.

deserve wasn't the right word. you can't get that job without making sacrifices which you aren't willing to make.

thats the decision you've made and others that are willing to make the sacrifice or don't have the sacrifice to make will get that job. thats life.

[ReignOnU]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

I'm pretty sure every one of those cases had a missed payment or two. Not saying they should have been foreclosed on but they probably missed a payment so that does fall directly on them.

http://www.huffingtonpost.com/2011/02/1 ... 23768.html
http://www.stlforeclosuredefense.com/bl ... n-10232010
http://www.wilx.com/home/headlines/Holt ... 63048.html
http://www.givemebackmycredit.com/blog/ ... eless.html
http://www.msnbc.msn.com/id/40056344/ns ... reclosure/
http://www.blogforarizona.com/blog/2010 ... yment.html

I skimmed your articles... basic action by any of them would have prevented the issues.

[GeorgesGoons]

but its never anyone elses fault... its always on you and there is always a solution.

http://www.nytimes.com/2011/04/17/opinion/17sun2.html

I'm pretty sure every one of those cases had a missed payment or two. Not saying they should have been foreclosed on but they probably missed a payment so that does fall directly on them.

http://www.huffingtonpost.com/2011/02/1 ... 23768.html
http://www.stlforeclosuredefense.com/bl ... n-10232010
http://www.wilx.com/home/headlines/Holt ... 63048.html
http://www.givemebackmycredit.com/blog/ ... eless.html
http://www.msnbc.msn.com/id/40056344/ns ... reclosure/
http://www.blogforarizona.com/blog/2010 ... yment.html

If you read each one you would notice that every single one made reference to the "homes made affordable" program. Every one of these stories show nothing that you are trying to prove. My mortgage on my $232k home is $1325 a month, if I pay $1325 a month every freaking month my mortgage will never go in default. All those people were trying to get their mortgage lowered resulting in trial periods of lower mortgage rates and whatnot. Pay what you first agreed upon with your lender then you will not have an issue. That's what I got out of the stories at least

[brwnbear]

I'm not saying I "deserve" wealth, and I took what he said as saying I didn't deserve a better job or a dream job because I wasn't willing to abandon people who needed me. If you want to say I can't earn that better job, then I can accept that. To say I don't deserve it is harsh and wrong IMO.

1. J, if a job requires a certain action you wont do, how can you deserve it? If your dream job was to be the Manager of Man U, but you refuse to travel (for whatever reason) how can you deserve that job? Where you are today is a combination of all the decision you have made in the past. If you truly deserved your dream job (At this point I dont know what it is) then you would have been doing everything in your power to make sure that those hiring could not deny you the position, to the point of accomodating you and your mom. It might sound harsh but this is how the real world works. You are awarded for the contributions you made/can make.

One of my favorite clients is a expert on Pipeline integrity. After semi-retiring, he had multiple job offers that wanted him to travel. He told them he would only take the job if he didnt have to travel. 3 companies offered him the job, because he was the best available and allowed him to do it from his basement. That guy deserves that job. He earned it to a point that companies made concession. I dont know enough about your decisions, but I would point to that guy as a person that deserves a job.

2. I would argue the opposite. You CAN earn a better job. I truly believe anyone can, and if they are told they can then they can create it. Looking to blame others for your problems is rarely the solution.


Edit: I read Dave's post and he might be right. "Deserve" may not be the best word, but I currently lack a better alternative so I'm gonna stick with it.
Edit #2: I'm gonna change it to Entitled. Thats fits a little better.

[jsence2]

Half those mortgages shouldn't have been given out, the ARM scam is one of the biggest reasons we're in this mess.

Credit exists for a reason; they pushed these mortgages through knowing half these people wouldn't pay and it messed up the whole damn system. They are the ones who need to be punished.

[ReignOnU]

Half those mortgages shouldn't have been given out, the ARM scam is one of the biggest reasons we're in this mess.

Credit exists for a reason; they pushed these mortgages through knowing half these people wouldn't pay and it messed up the whole damn system. They are the ones who need to be punished.

Again... another case of wanting to blame someone else. Take responsibility for your actions!

I have a large group of friends, all of similar age/situations. Most of us purchased/built homes with in the same 2-3 yr window. The day that 2 friends told the rest of us about their ARMs, we KNEW they made a mistake and told them so. Want to guess which 2 defaulted? A little common sense and reasoning goes a long way.

If you're doing the right thing on a day to day basis, this stuff is not an issue!

[jsence2]

Gabe, I've never once blamed anybody else for my situation. Like I said, I could've gone off like many of my friends did in college and done internships in far away cities but my mother needed me here and I was engaged, I couldn't just up and leave. I'm happy with my life but I often wish I could pursue a job that I'd enjoy going to every day rather than one that I have to drag myself to sometimes. If I could go back and do it again I'd still choose to sacrifice for my mother, it's the right thing to do.

I can understand entitled, I don't feel I'm entitled to anything.

And Reign, it's not about "blaming someone"; it's about someone taking advantage of people intentionally. These ARM companies knew what they were doing, they did it to take advantage of people and rake in the money. It's fraud IMO. It's no better than the guy who swindles the old lady out of money to "fix" her house and takes her money and doesn't do crap.